What Is A Life Insurance Broker in the UK?
A life insurance broker such as Mummy Insurance provides you with free life insurance quotes for mums from our panel of insurance providers. Get your free life insurance quote today.
You can use the expertise of a life insurance broker to help you find the most affordable, suitable, and valid family life insurance & life insurance for mums in the UK & Northern Ireland.
Mummy Insurance doesn’t charge a fee for our service – get in touch today.
Life insurance for mums – made easy.
What Does A Life Insurance Broker Do in the UK?
You can compare the quotations that a life insurance broker gives you from a panel of insurance providers.
You can enlist a life insurance broker’s assistance in helping you obtain life insurance as a mum in the UK.
Get in contact with Mummy Insurance today to get your free life insurance quotes today!
SAVE MONEY
Everyone wants to receive value for their money, or even better, a great deal.
But is using a broker for life insurance for mums less expensive?
Brokers who specialise in life insurance go through a variety of products to assist you find the best coverage at the lowest cost.
The service we offer at Mummy Insurance is free.
You might be wondering how life insurance brokers get compensated if we don’t charge a fee.
The life insurance companies will give the broker a commission on any sales they make.
Because of this, insurers would prefer that you contact them directly, and they may do so by providing life insurance along with freebies. However, by going direct, you might pass up the best life insurance offers for mums.
Always compare life insurance for mums because even for the same amount of coverage, life insurance premiums can be very different from each different provider.
EASE OF USE
Life insurance for mums is now available through a wide range of retailers, not simply banks and building societies.
When you do your research on the market for comparing life insurance and are given hundreds of possibilities, this may be rather intimidating. Directly approaching your bank, mortgage provider, or grocery store won’t ensure lower premiums either (as their offering can be limited).
A life insurance broker like Mummy Insurance has access to a panel of insurance providers & various policy types and can compare them. This enables us to focus your search so that it is more tailored for you as a mum.
JARGON EXPLAINED
Do you understand the distinction between decreasing and level term insurance for mums? How does life assurance compare to life insurance?
It’s crucial to know all your options to ensure that your policy is genuine (and pays out!) and that you can rest easy. By using a life insurance broker that provides free life insurance quotes tailored to mums, you can communicate with a live person who can explain the technical terms used in life insurance.
Mummy Insurance makes everything a little bit easier than it could be with a comparison website online.
We advise you on how much coverage you need based on your personal circumstances.
We’ll utilise the personal data you supply to discover a range of tailored life insurance policies so you can make an informed choice.
You may also use our knowledgeable staff to help you grasp any insurance jargon you don’t understand.
PROVIDE INFORMATION
A good life insurance broker such as Mummy Insurance can provide mums with a clear understanding of how different life insurance policies work.
From explaining the process of taking out a life insurance policy to paying premiums and how to make a claim, we have the knowledge required to support you.
Unless you work in the industry, it’s unlikely you’ll be familiar with all the ins and outs of life insurance, so this support can be helpful.
We offer a dedicated, free customer service team who can help you with such tasks as writing your life insurance in trust (for most applications).
Did you know that by writing your policy in trust, you can avoid/minimise 40% inheritance tax? You can also avoid probate for a faster life insurance pay out?
SAVE TIME
Whether you’re a stay-at-home parent, work full-time or are retired, your time is precious.
When did you last have share time to sit down and fill out a lengthy application form?
(That’s if you don’t make a mistake and must start again!) – Can’t remember? Me neither…
We can complete the life insurance application for you over the phone, leaving you more time to do the things you enjoy.
PEACE OF MIND
You’ll want complete assurance that you’ve set up your coverage appropriately when purchasing life insurance as a mum to safeguard your loved ones and the residence.
A life insurance broker such as Mummy Insurance will make certain that all your important issues are addressed and that you are completely comfortable with your life insurance policy.
We will ask the proper questions to make sure we’re quoting you for the right product and that your cover is adequate and legitimate because we are aware of the usual hazards from experience.
This gives you piece of mind as a mum knowing that your family is completely safeguarded in the event that you are no longer able to provide for them financially.
HASSLE FREE CLAIMS
If your loved ones need to make a life insurance claim a broker can help, dealing with your insurer directly, making the process as easy as possible.
At a time when your loved ones are suffering emotionally, having the support of a broker like Mummy Insurance to help you through the claims process is one less thing to worry about.
A BROKER WORKS FOR YOU
Keep in mind that a life insurance broker represents you, the customer, not the insurer.
How much do insurance brokers make; you may be wondering? Of course, that depends on the insurer and the policy. At Mummy Insurance, we generate revenue by receiving a commission from the insurance company.
The fact that we never charge a fee for our service is crucial for our clients. (However, some brokers charge.)
We think a competent life insurance broker should look out for your best interests as a mum and be attentive to your requirements.
When dealing with your broker, keep in mind that they are doing something for you.
Is It Better To Use A Life Insurance Broker in the UK?
Depending on your specific situation, using a life insurance broker such as Mummy Insurance to get life insurance as a mum may be preferable.
However, purchasing life insurance is considerably different than purchasing auto, pet, or home insurance.
It’s a lot more intimate.
Therefore, employing an online automated comparison tool might not be the best option.
Even more so if you’re unaware of the type of coverage you require or the amount of life insurance you require. This is where a life insurance broker with experience, like Mummy Insurance, can really help.
