Life Insurance for Mums
The cost of supporting a family and raising children is rising. The Child Poverty Action Group (CPAG) estimates that the cost of raising a child from birth to age 18 in the current economy is:
- For a couple, £160,692.
- £193,801 for a parent or guardian who is alone.
- Sadly, a child in the UK loses a parent who provides for them financially every 22 minutes.
- Even more concerning is the fact that one-third of British parents do not have any kind of life insurance policy in place.
With the cost of living in the UK currently on the rise, more mothers are beginning to consider their families futures and the need to put financial safeguards in place to protect their dependents. Taking out a life insurance policy as a mum is a way to provide your family with financial support in the worst of times.
Get a free quote for the best & cheapest life insurance for mums today from Mummy Insurance!
How to Compare the Best & Cheapest Life Insurance Policies for Mums
We’ll talk with you at Mummy Insurance about your present financial obligations and the dependents you have in your family. These factors will help us choose the best & cheapest life insurance for mums.
We’ll also inquire about your age, smoking status, and potential superpowers. so that we can determine the kind of life insurance coverage you’ll require and what life insurance quote suits you best.
It’s crucial to be completely honest throughout this procedure because if you are not, it could affect how much money you receive from your life insurance policy in the future.
Comparing the Best & Cheapest Life Insurance Providers with Mummy Insurance
Our experts here at Mummy Insurance have access to the most recent data on life insurance policies as well as all the current offers available in the whole market of providers in the UK & NI. We do the legwork for you by comparing the best & cheapest life insurance for mums offered by the whole of the market in the UK to present you with a free, affordable, and customised quote. Life insurance, mortgage protection, critical illness insurance, over-50s plans, and much more are all things we cover. Receiving your life insurance quote is 100% free, quick, and comes with no strings attached.
Mummy Insurance is a whole of market insurance expert that specialises in protecting mums from all socioeconomic backgrounds. Our amazing Mums can make judgments since we give them rates based on the entire market and we are dedicated to helping you get the best policy at the best price.
The process of purchasing the best & cheapest life insurance for mums is quite simple with Mummy Insurance.
- Fill in our contact form.
- Schedule a chat with one of our insurance policy experts and decide on a life insurance policy.
- During this chat, we’ll ask about your current lifestyle, age, smoker status, and perhaps superpowers. So that we know which type of life insurance policy you’ll need.
- You also need to be very truthful and honest about your lifestyle during this stage as it could potentially affect your claim further down the line if you are not.
- Remind everyone that once again you are SuperMum!
Here at Mummy Insurance, we use specialist software that allows us to access the whole market of insurance providers in the UK. This allows us to compare and get the best & cheapest life insurance for mums quotes based on the information you provide us. This can benefit you greatly as you might not know that you could increase your coverage for the same prices or even extend your coverage for the same price. Who wouldn’t want to do that?
You can easily protect your family today with the best & cheapest life insurance for mums in three easy steps. Mummy Insurance’s life insurance comparator is completely free of charge, and you’ll have your life insurance quotes in a matter of minutes.
- Get Cover: You can complete a short form on Mummy Insurance’s website to submit an enquiry or you can speak to our insurance experts.
- Hero Support: Every Batman needs a Robin! Our team of life insurance experts takes care of everything regarding the setup and untangling all the terms and conditions for you.
- Job Done: Mission accomplished, your SuperMum application has been processed and now you can brag to your friends!
Are you a mum in Northern Ireland or the UK and wanting an income protection policy?
As a mum you need income protection insurance if you’re concerned about losing your job in the future due to illness or a disability. Until you return to paid employment or retire, income protection insurance will continue to pay you a consistent income. Permanent health insurance is another name for income protection insurance.
The amount you are eligible to get won’t exactly equal what you were making before you had to stop working. You can anticipate receiving almost half of your salary before taxes if you have an income protection insurance policy from Mummy Insurance.
Are you a mum in the UK or NI wanting mortgage protection?
Your monthly mortgage payments can be protected by having mortgage protection insurance in place. This is helpful for mums if you ever find that for whatever reason you are unable to pay for them. For mums, by having a mortgage protection insurance policy in place, you can avoid going into default on your mortgage and risk having your property taken back.
Mortgage protection insurance policies, also known as mortgage payment protection insurance (MPPI), come into effect when you’ve missed work for a predetermined amount of time (usually between 30 and 60 days) due to illness, an accident, or being laid off. After this time, your insurance company will start paying you a predetermined sum each month.
Compare Family Income Benefit Policies for Mums in the UK & NI
Are you a mum in the UK or Northern Ireland and wanting a family income benefit policy?
As a mum, creating a family income benefit policy protects your loved ones if the unfortunate happens. A life insurance policy known as a “family income benefit” (FIB) gives mums a regular monthly income as opposed to a one-time payment. You will pay a monthly or yearly fee for this insurance policy, and the coverage is valid for a predetermined period.
As a mum when you are no longer able to support your family financially, a Family Income Benefit policy assists them. Either monthly or yearly payments are accepted. Your family can cope better if you have a steady income, and as a mum, a Family Income Benefit Policy is one of the most cost-effective methods to protect yourself from serious illness or death.
The benefit is paid over the life of your insurance policy and is tax-free. which may be 40 years.
Are you a mum looking for critical illness cover in the UK or NI?
As a mum, having critical illness cover from Mummy Insurance can support you financially when you most need it. When a policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy, the insurer is obligated to pay a lump sum cash payment. This is known as critical illness cover.
If you are a mum and become critically ill, it can impair your income. When you need it most, critical illness cover may provide you with additional security. The primary serious illnesses you might experience as a mum include major heart attack, kidney failure, major organ transplant, multiple sclerosis, stroke, and a defined group of cancers. All critical illness coverage includes these conditions.
However, there are many more illnesses and disorders that critical illness insurance plans can cover.
GET COVER TODAY
Click get cover and complete a short form in order to submit your enquiry.
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