Why Should You Have Life Insurance
It is crucial to think about ways to minimise the effects of your absence on some aspects of your family’s daily existence. Whether you are a stay-at-home mother, a single mother, a young mother, a new mother, a soon-to-be mum, or an elderly mother, Mummy Insurance is here to help you.
A life insurance policy cannot possibly cover the cost of any mum’s passing. It serves as a safety net for finances, allowing children and partners to process their loss at their own pace while also knowing that some of their financial concerns would be at least partially allayed. When the life assured passes away, a life insurance policy pays a lump sum in exchange for a monthly premium.
Knowing you have taken every precaution to be ready for a situation in which you are no longer present and knowing that your family will be cared for and have financial assistance, getting a life insurance policy may help you avoid having to worry about a situation that no one wants to think about.
Steps to being a super Mum!
Mummy Insurance make it quick & easy to protect your family and our advised service is completely free of charge.
FILL IN THE FORM
Fill in a few basic details, it doesn't take long at all. Once you're ready, just hit "get my quotes".
HAVE A QUICK CHAT
Expect a call from one of our advisors. Our advisors are here to help you find the right cover.
SIT BACK AND RELAX
You're a mum so we know your very busy. We will take care of everything for you.
Whole of Life
Whole of life insurance is a life insurance policy that guarantees an insurance company will pay your family a lump amount following your passing, whenever that may be.
Level Term
Level term life insurance will pay a lump sum amount if the insured person dies during the term of the policy’s predetermined period.
Decreasing Term
Decreasing term life insurance is intended to decrease at a pace that is roughly equivalent to the declining balance of a capital and interest repayment mortgage.
Increasing Term
Increasing term life insurance increases the sum insured by a predetermined amount annually throughout the period of the policy. It is designed to protect the policy’s value against inflation.
Over 50s
With over 50s life insurance, there is a guaranteed lump sum payment at the end of the policy & no medical examination is required to get covered. It is usually used for funeral costs.
Life Insurance For All Mums
We understand that everyone isn’t a life insurance expert but that’s why we are here to help.
You must be a UK resident, at least 18 at the time of applying.
Life insurance premiums can cost as little as £5 – £10 a month.
It depends on your individual circumstances. You may want to think about leaving a lump sum to your dependents or help clear an outstanding mortgage if you die.
The cost of life insurance is affected by lots of things, including your health, age and whether you smoke.
Yes, you can cancel your policy at any point throughout its lifetime.
There are many types of life insurance cover you can choose to protect your finances. These include the following:
- Level term life insurance
- Whole of Life insurance
- Decreasing term / mortgage protection insurance / payment protection insurance
- Joint life insurance
- Income Protection
- Critical illness insurance
- Income Protection Insurance
- Over 50s Life Insurance
