Super Mums work very hard, and their earnings need to be protected. How important is your income? For most Mums it’s extremely important. It’s the means to provide a safe home, food on the table, clothes and living necessities.
Even superheroes need rest and recuperation at times. The chances of being absent from work, due to sickness or injury at some stage in the future is very high, so for most of us, getting sick pay insurance, which is also known as income protection insurance, is the most necessary personal insurance available as a mum.
Mummy Insurance can protect your income and ensure super Mums can focus on getting better. If you are sick or injured, sick pay insurance will help you pay your bills and provide for yourself and your family.
Circumstances can change. Supermums might get hurt in action and you can fall ill or be injured in an instance. Once purchased, your sick pay protection policy won’t change- This is a contract which cannot be altered and will remain in place to protect you.
Why Choose Mummy Insurance?
Some superpowers allow you to see into the future, but you don’t need that superpower in order to know you need sick pay insurance if you are a mum.
- Without income protection insurance you could find yourself in lifestyle-changing circumstances. It’s essential to get the right policy, suited for you.
- Income Protection Insurance for mums does not have to be expensive unless you’re Wonder Woman, she is expensive to insure!
- Knowing your wages are protected adds significant security to your life.
What is Sick Pay Insurance?
Sick Pay Insurance also known as Income Protection is an insurance policy, available principally in Australia, Ireland, New Zealand, South Africa, and the United Kingdom. It pays benefits to policyholders who are incapacitated and hence unable to work due to illness or accident.
Sometimes supermums have to help themselves so they can help the world. Being able to continue to provide for their family when they are off work sick or injured. If you are worried about your income as a mum, in the event you have to leave work due to illness or disability, you need sick pay insurance.
Income protection insurance for mums pays you a regular income and it will continue until you return to work or retire (from being a superhero). Income protection insurance is also usually referred to as permanent health insurance.
The amount you can claim won’t replace the exact amount of money you earned previously before you had to stop working. With an income protection insurance policy, you as a mum can expect to receive about half of your earnings before tax.
At Mummy Insurance, we help Super Mums find a sick pay insurance policy that is most suitable for them using our panel of insurance providers.
